Building A House In An Area That Floods? What You Must Consider Before Starting Construction

Posted on: 27 June 2016

Are you getting ready to build a home in an area that has frequent flooding with heavy rainfall, and you want make sure your house won't be at risk? You don't want to build your dream home and then have to worry about flood damage, or worry that every time it rains or the snow melts there will be leaks and problems. There are some things you'll want to talk with your building contractor and with your home insurance provider about before construction begins for extra precaution, so consider the following options when building your home.  

Storm Water System Expert

There are contractors that specialize in designing storm water irrigation systems, and systems to keep heavy rainfalls from flooding the home. Tell your contractor you want a specialized system for the layout of your house and property, to make sure you don't come home with a basement full of water one day. The system will help keep water away so your sump pump isn't forced to do all the work to keep the basement dry. Talk to a company like Crest Engineering Associates for more information about storm water system design.

Additional Backfill

Adding additional gravel or stone along the foundation of your house is going to cost more, but it's worth spending the money. The additional backfill is going to make it more difficult for water to get through to the foundation of the home, as opposed to having a lot of soil or sand around the foundation. More can be added over time if needed as well.

Foundation Protection

Have the foundation sealed on the inside as soon as the foundation has been put down. The sealant stops water from damaging the concrete, and helps to prevent water damage like crumbling and cracking. You can avoid water marks on the walls and mold and mildew issues when you don't have moisture seeping through the concrete.

Flood Insurance

Flood insurance often isn't included in a standard homeowner's insurance policy, and you'll have to pay extra for this coverage. Talk with your provider to make sure you have the best policy, and that you have all the coverage you could need if there was a complication.

If you have seen the weather patterns in your area and talked with several homeowners and building contractors that say flooding can be a problem because of the composition of the land where you live, you want to protect your home in every way possible. Explore all of these needs before building. 

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